Before you file a claim, compare the long-term impact on your premiums to the cost of footing a repair bill yourself. Generally, claims against your auto insurance will tend to raise your rates. If you get a baseball through your window, it may be cheaper to replace it yourself than to make a claim on your insurance policy. Each claim you make pushes you closer to higher premiums. And depending on the insurer, some sooner than others. It’s important to get the specifics from your carrier. So, you may not have to pay for that window now, but you could end up paying much more for it in the long run.
Follow us on